
A focus sector for our team.
Local Authorities
Cover for civic assets, public spaces and the people who govern them.
How risk shows up
Local authorities hold civic buildings and public spaces used every day by residents.
A focus sector for our team. Programmes are structured only from the classes we place: property, liability, financial lines, engineering, transit and bonds.
Local authorities hold civic buildings and public spaces used every day by residents. They answer to the public, handle sensitive records and funds, and their decision-makers carry personal exposure.


Key risks we cover
Cover that follows every asset, contract and liability.
- 01
Assets all risks and business interruption
- 02
Public liability
- 03
Commercial crime and cyber
- 04
Directors' and officers' liability
Related insurance classes
02
Assets, Motor & Business Interruption
- Assets all risks
- Buildings and office contents
- Commercial motor and fleet
- Business interruption
04
Liability & Casualty
- Public and products liability
- Environmental impairment liability
- Construction public liability
- Product recall insurance
05
Financial Lines
- Commercial crime
- Professional indemnity
- Cyber insurance
- Directors' and officers' liability
08
Bonds & Guarantees
- Construction and trade guarantees
- Bid bonds
- Advance payment guarantees
- Retention bonds
- Electricity guarantees
Plus pre-event capital
debt and equity solutions for expansion, asset acquisition and working capital, from the same trusted partner.
Let us put your programme to work.
Share your current policy schedules with us. Receive an independent review of cover, gaps and spend. Agree a programme built around your business.