Skip to content
Civic building with a public square

A focus sector for our team.

Local Authorities

Cover for civic assets, public spaces and the people who govern them.

How risk shows up

Local authorities hold civic buildings and public spaces used every day by residents.

A focus sector for our team. Programmes are structured only from the classes we place: property, liability, financial lines, engineering, transit and bonds.

Local authorities hold civic buildings and public spaces used every day by residents. They answer to the public, handle sensitive records and funds, and their decision-makers carry personal exposure.

City hall architecture
Johannesburg skyline at night

Key risks we cover

Cover that follows every asset, contract and liability.

  1. 01

    Assets all risks and business interruption

  2. 02

    Public liability

  3. 03

    Commercial crime and cyber

  4. 04

    Directors' and officers' liability

Related insurance classes

  • 02

    Assets, Motor & Business Interruption

    • Assets all risks
    • Buildings and office contents
    • Commercial motor and fleet
    • Business interruption
    Full class →
  • 04

    Liability & Casualty

    • Public and products liability
    • Environmental impairment liability
    • Construction public liability
    • Product recall insurance
    Full class →
  • 05

    Financial Lines

    • Commercial crime
    • Professional indemnity
    • Cyber insurance
    • Directors' and officers' liability
    Full class →
  • 08

    Bonds & Guarantees

    • Construction and trade guarantees
    • Bid bonds
    • Advance payment guarantees
    • Retention bonds
    • Electricity guarantees
    Full class →

Plus pre-event capital

debt and equity solutions for expansion, asset acquisition and working capital, from the same trusted partner.

Explore capital raising →

Let us put your programme to work.

Share your current policy schedules with us. Receive an independent review of cover, gaps and spend. Agree a programme built around your business.